Home construction and renovation loan: Promptly meet Customers’ home construction/repair financing needs
Highlight benefits
- Flexible disbursement method according to the progress or Customer’s needs
- Home construction/renovation financing for customers' family members as well
- Flexible financing level and long tenor to suit customers' needs
- Assets can be owned by customers or their relatives.
PRODUCT FEATURES
- Customer age: from 18 to 65 years old
- Lending ratio: 100% of financial needs
- Tenor: 120 months (10 years)
- Collateral: Real estate or other properties
- Lending method: One-time loan
Registration and use
- Contact: Interested customers are kindly requested to contact the . Or call our Contact Center: 1900.555.590
FAQ
Frequently asked questions about the product
01
Is it possible to use someone else's property as a pledge/mortgage?
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02
I bought a house and wanted to get a loan at VAB to pay the seller and mortgage it with this house, but the seller required to pay in full before I could transfer the title to me, so the In this case, will VAB disburse to prepay the seller and then transfer the title of the certificate of ownership?
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03
I have a need for a home loan, but now I have paid off all the sellers. From the date of payment to the seller to the date I asked VAB for a loan, it has been 3 months, the certificate has been transferred to me for 1 month. So in this case, will VAB lend me a loan for the purpose of buying that house?
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04
Is the loan procedure at VAB complicated or not?
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05
My child goes to study/medical treatment (domestic and overseas), does VAB provide a loan to pay tuition/medical treatment?
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06
Projects that have signed association with VAB but do not have a certificate of ownership or use for the apartment I buy, can they borrow capital and mortgage with that property?
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07
I have a loan at VAB, when I sell the mortgaged property to the buyer, the buyer needs to borrow at VAB, can I transfer my loan to the buyer in the name of the buyer?
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08
How old can I get a loan at VietABank?
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09
Can I go to any VAB location to get a loan?
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10
Can customers with a foreign spouse get a loan at VietABank?
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