SMEFP III (Small & Medium Enterprise Finance Program) is a preferential medium and long-term loan product for SME customers jointly deployed by VietABank, Management Board of International Credit (ODA) Projects - SBV and Japan International Cooperation Agency. With this product, VietABank is committed to providing the most favorable medium and long-term financial solutions for customers to invest in business development and expansion.
Product benefits:
- The loan term up to 10 years with a grace period of up to 2 years.
- Preferential lending interest rates: only 6.5% p.a.
- Financing level is up to VND 25 billion per loan.
- Quick and simple procedures.
Loan conditions:
- Customers are SMEs that satisfy the following size conditions:
|
|
Total assets | Or | Number of employees (enrolled in social insurance) |
| Agriculture, forestry, fishery, industry, and construction | VND 100 billion | 300 employees | |
| Trade and service industry | VND 50 billion | 100 employees |
- Loan purpose: To invest in factories (excluding rent and land purchase), machinery, equipment and means of transport directly serving production and business activities.
- Customers operating in the following business lines: agriculture, forestry, fishery, industry, construction, trade and services (except for restaurants, hotels, entertainment establishments, weapons and ammunitions, real estate, finance, insurance, precious metal trading).
Contact: For more in🐓formation a🦂bout the program/product, please contact:
- Hotline: 1900 555 590
- Or the nearest VietAB♓ank transaction points nationwide.